December 31st, Tuesday.

Two months passed in the blink of an eye.

Pei Qian laid on the sofa and waited for the final moment of the system settlement.

In the past two months, he had basically lived in seclusion and had not been to the company again. All the matters at the company were decided by the people in charge.

The various departments had conducted negative profit margins activities. Naturally, the people in charge racked their brains to think of how to spend money for Pei Qian. The traditional spending model, including charity, was naturally carried out according to the original process.

At the moment, Tengda Corporation’s charity activities had not reached a particularly large scale, but they had already formed a very good inertia.

With Tengda Corporation taking the lead, many companies in the country participated in the charity event of the initial financial plan. It was already developing rapidly, and many companies and individuals responded.

Pei Qian would maximize the amount of charity allowed by the system every time. Thus, these charity activities would naturally develop and grow. It was difficult to stop.

During the two months of seclusion, Pei Qian thought about many things, including where he should go in the future and how the entire Tengda Corporation should develop.

At that moment, the transparent screen in front of Pei Qian gradually opened, and lines of words appeared.

<Wealth Conversion System 2.0>

<Owner: Pei Qian>

<Profit Conversion Ratio 1000:1. Loss Conversion Ratio 10:1>

<Settlement starting…>

< About to reevaluate the value of fixed assets… >

< System Funds: 15,700,000 + 42,470,000 + 15 million (↓ 126,760,000) >

< Fixed Assets: 424,730,000 >

< Infrastructural Projects: 1.5 billion yuan >

< Click to unfold details of Fixed Assets and Infrastructure Project >

< Personal Wealth: 5,080,000 >

Pei Qian could not help but heave a sigh of relief when he saw the final System Funds figure.

Indeed, it was much more reliable to hand the work to the people in charge than to rack their brains to do it themselves.

The people in charge racked their brains to spend money and fought to be the first to expand the market. They wanted Tengda Corporation to develop quickly and consume cash flow at the same time. They directly reduced the System Funds to just over ten million yuan.

Of course, Tengda Corporation’s cash flow was better than most companies, so the liquidity in the company accounts could be recovered very quickly. However, it was enough to deal with the settlement.

This result was far better than Pei Qian’s initial estimates.

Even though he had gained a few more fixed assets, based on the final results, Pei Qian would still be able to earn over ten million yuan as planned.

There might have been a slight deviation in the process but the final outcome was still as Pei Qian had expected.

However, Pei Qian did not feel elated or excited when he saw this number after the dust had settled. Instead, he welcomed this fact with a rather calm mentality.

There was even a little worry and confusion in his heart.

The system screen continued rolling.

<Settlement in progress…>

<Conversion in progress…>

< System Funds: 15,700,000 + 42,470,000 + 15 million (↓ 126,760,000) >

< Fixed Assets: 424,730,000 >

< Infrastructural Projects: 1.5 billion yuan >

< Personal Wealth: 19,010,000 (↑ 12,670,000 x 10%) >

Pei Qian already had about five million yuan in his Personal Wealth during the previous settlement. What’s more, he had many ways to earn extra money. Be it the bonuses he obtained from working with other companies or other income, his monthly extra income was from hundreds of thousands to hundreds of thousands.

Pei Qian had spent a lot of money in the past year. He had bought all sorts of new digital products and some more expensive stuff. He had spent a lot during this cycle. Even so, his Personal Wealth had not changed much.

Now that the System had transferred more than 10 million yuan into his account, Pei Qian’s Personal Wealth had been raised to the huge sum of 19 million yuan!

However, unlike before, this change did not bring Pei Qian any joy.

He still remembered how elated he was when he first earned more than one million yuan from the system. He kept thinking about how to use this money to exchange for a new house, buy a new car, and renovate. He was filled with motivation.

However, the 10 million yuan was just a change in numbers to Pei Qian.

Pei Qian already had two or three properties now. What’s more, most of the expenses in his life could be completed through the company. He did not need to spend money.

Initially, he had wanted to earn another 10 million yuan. Apart from the dream of buying a villa, he also felt indignant. He felt that it was a little embarrassing that he had gone through so much trouble to earn a few million yuan with such an impressive system.

However, now that he had achieved his goal, he felt a little confused.

What was the point of keeping the 10 million yuan in his account and eating interest? There was no way to create true value.

There were many places in the world that lacked money, but Pei Qian did not need that much money.

That’s right. He would buy a villa, renovate it, and hire two nannies to take care of his daily life.

And then?

He could buy bigger villas and seafront mansions and build his own mansion. The mansion would be filled with luxury cars worth a few million yuan, have his own private jet, or buy a small island to live a unique life…

If these were his goals, Pei Qian could continue to take advantage of the System until the day he died.

However, it would be too wasteful to use such a system to satisfy his personal desires.

If Boss Pei’s existence was like the other tycoons in the world, proud of the number of Personal Wealth on the wealth rankings, with his estate, yachts, private planes, and luxurious life as the main, then what was different between him and an ordinary person who was mediocre and controlled by matter?

From a literal point of view, the word ‘tycoon’ meant the person with the most wealth.

However, if he only greedy occupied wealth and did not use wealth, such a person should not be called a tycoon, but a blood-sucking one!

Money had become a number. This feeling made Pei Qian very cautious.

At that moment, new words appeared on the system screen.

< The system will be upgraded. Host, please read the explanation seriously and make your choice after the update. >

Pei Qian was stunned for a moment. He had thought that he would enter a settlement cycle that would last a year or longer. He had not expected the system to be updated and upgraded.

The previous upgrade was very far away from him. That time, the system had adjusted the Profit Loss Conversion Ratios using the Matthew Effect. He wondered what kind of adjustments the system would make this time?

< The System will upgrade Tengda Corporation’s industrial scale system, owner’s Personal Wealth for the System Funds, and so on to version 3.0. >

<After upgrading, the system will enter a fixed settlement cycle and undergo settlement once a year.>

< Final adjustment to the Profit Loss Ratio. After adjustment, Profit Conversion Ratio is at 50: 1. Loss Conversion Ratio is at 50: 1 >

< After making adjustments, the owner can only choose one way to calculate profits or losses. After that, the future cannot be changed. >

< The System will combine the development status of Tengda Corporation and determine the starting sum of the System Funds at the beginning of the cycle. It will ensure that the owner can achieve the appropriate conversion quota no matter whether it is based on profits or losses. >

< The outcome of this choice cannot be changed. Owner, please consider it carefully. >

Pei Qian was stunned. He had not expected the system to make such an adjustment.

There were no additional benefits for this adjustment. It was very simple and crude. There were only two changes.

The first point was to set the settlement as once a year.

The second point was to adjust the Profit Loss Ratio. It had all become 50: 1. What’s more, the dynamic determined the starting sum of the System Funds to ensure that no matter whether it was choosing profits or losses, the theoretical benefits during settlement would be more considerable.

However, at the same time, the system required Pei Qian to choose between profits or losses. It was no longer the same as before. During the cycle, Pei Qian could decide whether to make profits or losses based on the actual situation.

There might have been a huge gap between profits and losses in the previous wealth conversion ratios, but under the circumstances that he could no longer incur losses, the wealth conversion rate was not small.

Now, Pei Qian had to make a choice. What’s more, he would never be able to change it!

“The Profit Loss Conversion Ratio is actually 50: 1!”

“That’s true. This system is called the Wealth Conversion System. However, it has never said that it was a loss-incurring system. The first conversion ratio seemed to be randomly generated.”

“Conversion by making money or through incurring losses are all within the rules allowed by the system. However, I did not expect the profit and incurring losses to become the same ratio. I can only choose one of them.”

The current situation was not difficult to analyze.

Pei Qian had been researching on this system for so long and basically grasped the usage of the system.

From the looks of the current situation, choosing to make money was obviously more beneficial to him personally.

That was because there was a limit to the amount of Personal Wealth that could be converted into losses. However, there was no limit to earning money.

For example, at the start of the next cycle, the starting sum given by the system was 300 million yuan. According to the current conversion rate, even if Pei Qian reduced the System Funds to 0 during settlement, he would only be able to convert 6 million yuan.

However, if he could use some methods to turn the System Funds during settlement into 600 million yuan or even more, the income would already exceed the income earned from incurring losses.

It was not difficult for the System Funds to change from 300 million to 600 million yuan. There were too many loopholes to take advantage of. Tengda had so many benefits and industries. It was a huge sum of money.

What’s more, Tengda Corporation was already soaring now. It would enter more industries and earn more money. The company might develop rapidly in the future for several years.

As it continued to expand, on the whole, the difficulty of making profits in the future would be less than the difficulty of making losses.

What’s more, Pei Qian did not need to feel too burdened even if he chose to make profits.

The bosses of other companies also benefited from the development of the company, but there was only so much money. If the boss was given, the development funds of the company or the salary of the employees would naturally be reduced.

However, Pei Qian’s profits still came from the system. The company still had so much funds. If Pei Qian took money from the system, it would not affect the company’s operations much.

Even if he earned his personal wealth through the company’s profits, there was still a huge difference between Pei Qian and the bosses of other companies.

From a personal point of view, any analysis would be more advantageous to choose profits.

Pei Qian could not help but shake his head and smile. “It looks like the system is giving me the ultimate test.”